Licensed Loan Officer
Licensed Loan Officer – Northgate Mortgage LLC
- Position: Licensed Loan Officer
- Company: Northgate Mortgage LLC
- Location: Farmington Hills, MI (48334)
- Nearby Areas: Farmington, Novi, Livonia, Southfield, West Bloomfield, Commerce Township, Northville, Plymouth, Canton, Dearborn, Royal Oak, Birmingham, Troy, Sterling Heights, Warren, Auburn Hills, Rochester Hills, Waterford, Madison Heights, Detroit
- Compensation: Commission-Only Compensation Structure
- Unlimited earning potential
- Commission-only position (no guaranteed salary or hourly wage)
- Earnings based on funded loan production
- Compensation directly tied to loan originations and closed transactions
- Significant upside for high-volume producers
- About Northgate Mortgage:
- Provides a broad range of lending solutions including:
- Conventional Mortgages
- FHA Loans
- Purchase Loans
- Refinance Loans
- Cash-Out Refinances
- Reverse Mortgages
- Construction Loans
- DSCR Loans
- Residential Mortgage Programs
- Commercial Lending Solutions
- Focused on helping borrowers navigate the mortgage process with access to a diverse portfolio of financing products
- Role Overview:
- Responsible for prospecting, converting leads, originating loans, managing borrower relationships, and guiding clients from application through closing
- Key Responsibilities:
- Generate mortgage loan opportunities
- Develop referral and borrower relationships
- Convert company-provided leads
- Conduct borrower consultations
- Analyze borrower financing needs
- Recommend appropriate mortgage products
- Collect and review loan documentation
- Maintain pipeline activity and follow-up schedules
- Guide borrowers from application through closing
- Work closely with processors, underwriters, and operations teams
- Ensure compliance with lending regulations
- Meet production and funding goals
- Required Qualifications:
- Active NMLS Mortgage Loan Originator License OR successful completion of the SAFE Mortgage Licensing Exam
- Ability to obtain required state licenses
- Strong verbal and written communication skills
- Excellent relationship-building skills
- Strong sales and customer service abilities
- Experience managing multiple borrowers and active files
- Strong time management and organizational skills
- Comfortable working in a commission-only compensation structure
- Ability to make outbound calls and develop business
- Ability to maintain borrower confidentiality
- Goal-driven, self-motivated mindset
- Ability to learn company systems and mortgage products
- Preferred Experience:
- Mortgage lending
- Mortgage sales
- Loan origination
- Banking
- Financial services
- Borrower relationship management
- Mortgage pipeline management
- Lead conversion and prospecting
- Benefits (Eligible After 90 Days):
- Health Insurance
- 401(k)
- Professional Development
- Company-Paid Licensing Support
- Assistance Obtaining Additional State Licenses
- Mortgage Product Training
- In-House Systems Training
- Workflow & Process Training
- Career Advancement Opportunities